Experience Representing All Sides In Bankruptcy
Bankruptcy is a complicated area of law that can be confusing for debtors and creditors alike. At Lentz & Little, PA, bankruptcy cases are a major focus of our practice. We have vast experience representing all sides in these cases – debtors (individuals and businesses), creditors and trustees. When you work with us, you will benefit from this well-rounded perspective.
If your debt has become unmanageable, it may be time to seek professional guidance. Our attorneys can advise you on your options. We routinely handle:
- Chapter 7 bankruptcy, which has an income cap. Those who qualify can get rid of unsecured debts through a relatively swift, efficient process.
- Chapter 13 bankruptcy, which is generally better suited for those who own homes and/or exceed the income threshold for Chapter 7. This process results in a three- to five-year repayment plan, and after that, remaining eligible debts will be discharged (wiped away).
Both types of bankruptcy offer numerous benefits: They will prevent creditors from contacting you, stop wage garnishment, and put a stop to foreclosure or repossession actions. Our lawyers can help you determine whether bankruptcy is a good option and, if so, which type is right for you.
Work directly with our bankruptcy lawyers: Many law firms have paralegals handle their consumer bankruptcy cases. Not so here. You will work directly with our lawyers, who provide responsive service and always strive to return communications within 24 hours.
Considering Business Bankruptcy?
We also work with businesses facing financial struggles. Often, we can help them recover their financial footing through nonbankruptcy alternatives such as loan workouts. Bankers are often familiar with our firm and our trusted reputation and, as a result, are responsive to our requests on behalf of business clients. In most situations, you can keep your business running while ironing out the financial details.
Should Chapter 7 or 11 bankruptcy be more appropriate for your business, we can represent you throughout the process.
Let’s Talk About Your Bankruptcy And Debt Relief Options
Here, you will find straightforward answers and clarity that takes into account a practical, cost-benefit analysis of your situation. Start today by contacting our office in Gulfport, Mississippi, at 228-867-6050.